It will enable us to fully participate in the development of the FX market, while providing more flexibility for our clients. We believe this is another important step for the advancement of China's currency market.

We were unable to extend that option beyond the two-year period. [It] does push us to move expeditiously.

If I were a parent and someone told me my kid was going to go there, I'd be hesitant, as well. But it's going to be dramatically different nine months from now, and 21 months from now.

We have taken a high degree of care in a new market like this and on how we enter. So we're very happy with the credit processes we have put in place.

We will be, in effect, tenants of those buildings for 20 to 25 years until the bond is repaid.

We are very proud of our track record in Korea and elsewhere in avoiding some of the problems that were seen in those markets.

There's no secret that the revolve rate of clients here is less than in other markets. But, again, that is not unusual, given the stage of development we're in, and we'd expect that to increase.