The biggest peril the over-55s face is discouragement. Don't let this become a self-fulfilling prophecy - it's just an extra four weeks.

The worst thing that happens is skills obsolescence. That will get you out of your job quicker than anything else that you can imagine.

Talk as if you're going to work a long time, ... Say, 'I see myself working another 20 years.'

It is a real increase in head count and percentages, and it has been trending upwards every year since 1999.

Make sure it looks bright for you.

So when the ax came, they went.

Overall, the situation is getting brighter.