Don't try to do it all on your own. Tell someone about what you're doing.

171

Someone who smokes may want to simply put the pack down and call it quits, but for instance, if you smoke 10 cigarettes a day, cutting back to nine and so on until you gradually quit might give you the best chance of sticking with your decision.

168

Instead of completely swearing off your credit cards, start off by having a small amount deducted from your pay and transferred into a savings account.

100