If the advisers see the cash going to business activities, that is all right. But if it believes too much cash is in interest-bearing investments, that may be objectionable.

Most of the investors are American citizens and interest has remained strong.

Each Muslim makes up his own mind about investing. There is no Pope to set guidelines and each Muslim interprets investing in his own way. We have funds that adhere to Islamic principles, but the interpretation is personal.

When two Muslims go into business, they are encouraged to go in as equals. Debt is prohibited, as one party would have leverage over another. In an Islamic business deal, both parties share the risk.