Our concern with this is it's really an issue of fairness and equity.
The results may have been unintended but they are what they are: ZIP codes have always been a big factor in determining insurance costs — and now it looks like it's going to be taken away. And let's face it, the urban areas have higher incidences of accidents, higher medical costs, higher legal costs and many more insurance claims than you're going to find in small towns.
Rural drivers might drive more miles because they might be further away from shops and places like that, but they're not on congested roads.
If the urban constituency is going to be cutting into that pie more often and taking bigger slices, is seems like they should be contributing more.
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