We had to bring our underwriting standards up to a level equal to the rest of the state. We had to look at the loans to be sure we had no more major losses. We had to get our staff trained. We've buckled down and done what we needed to do.
"Michael John Townsend" was an English association football/footballer who last played for Conference North side Tamworth F.C./Tamworth, where he played as a defender (association football)/defender.More Michael Townsend on Wikipedia.
We will go ahead with the five areas.
The attorneys' fees have been astronomical.