"Matthew Clark" is a United Kingdom based drinks Distribution (business)/distributor, jointly owned by Accolade Wines and Punch Taverns Ltd.

File:Matthew Clark, 1786-1868, founder of Matthew Clark & Sons.jpg/thumb/Matthew Clark, 1786-1868, founder of Matthew Clark & Sons

More Matthew Clark on Wikipedia.

We have absolutely no bearing and no influence on what [the industry is] saying.

If you've got rapid loan growth, it could take a while for problems to surface. It's hard to know how that would pan out the future.

At first I was reluctant. I thought I didn't really need it, but after the first class I realized that I didn't know as much as I thought I did.