At this point, we don't have any concrete options that we can talk about. We don't have everything nailed down.

As a company, we believe that competition is a positive thing. Competition brings better service and better prices to the community.

The market is tough. There's a lot of activity. When you're trying to make deals you're confident can produce the returns we've been looking for, it's difficult. We're not just wildly bidding on everything. We're picking our spots.

We believe the area has a lot of growth ? a lot of opportunities for us. We can serve our customers well by being in that market.

It was publicized as something it was never intended to be so I think people went away a little bit dissatisfied with what they got from the meeting and I think maybe we were a little bit dissatisfied with the fact that we didn't get a chance to have a discussion about what these public meeting ought to look like.