You want a vehicle that's going to crash and crumple in a controlled way, so you don't get a lot of sharp metal intruding into the car.

There are going to be all sorts of claims that are not settled for a long time.

We're operating in primitive conditions. The size and scope is bigger than anything we've ever seen.

It's not the right time to have a decision about a federal backstop for disaster coverage. We don't think the entire country should be subsidizing people living in coastal areas.

This will be one of the - if not the - biggest single event in terms of insured losses in U.S. history.

Sometimes it's as simple as asking other businesses who insures them. That way you know the broker is already familiar with what types of coverage you may need.

Where the private market can work, that is our absolute preference.

People run red lights because they think they can get away with it, and they don't want to sit and wait for the light. For the most part it's a deliberate act.