You might want to buy a new dress, but when you know your priority is to send the kids to college, it makes it easier to make that choice.

We can take some comfort knowing that we'll never make that mistake again.

He's got way too much invested in that company. He can't get rid of the options, so he shouldn't buy anymore (company stock).

Most people don't get serious about planning until something big happens in their life, like marriage, divorce, having kids. When I see someone in their 20s who is already on the ball with their finances, the first thing I do is congratulate them.