The employees can come back to the banks to learn specific policies.

It's allowed us to take what was hidden in a room at headquarters and bring it to the working level nationwide ... so now we have a much more powerful sales force.

They are effectively going to get several minutes worth of return, not including promo time, for the supply of the goods.

All I know is they asked for a CV and I'm sure they have done that with a number of people. But I have had no contact with Hearts so far.

The situation was a lot more complex than just that £2m.

It is certainly tough competition. There may be some teams in the 4A that are as good as the 5A, but there are more teams in the 5A at that level. Night in, night out, it is tough. You don't get an easy game here or there like you do sometimes at the lower levels.

[Gregory said yesterday he had a] big interest ... I have had no contact with Hearts and I have not seen the stories, but I would be interested in the job. It is a top job and it is there for a very lucky person. I would have a big interest in the job and I am keen to get back into management.

Talks are ongoing and there could be something in the next 10 days.