We're pretty much on schedule, ... We are talking to some people right now, but mergers are unpredictable. ... We'd like to see a transaction in the early part of 2006, but whether we will or not, frankly, depends on the sellers.

I think you blacked out for a little bit there.

You've got to work at it, ... I'm working up here, too.

A lot of it is the seat-of-your-pants-type thing and a lot of faith and trust in people.

This acquisition was particularly attractive because it will allow us to expand our western North Carolina and Virginia franchises as well as our existing presence in northwest Georgia into East Tennessee.

Ninety percent of our stuff is there. We were planning to sell this house as quick as we can and move there, and now we understand, the best reports we're getting that our house there is underwater.

We're programming these agents to have knowledge about the battlespace.

Boy, I feel bad, ... There's so much I want to show you.