There are an increasing number of cancellations in Manhattan that we believe are related to the lack of terrorism coverage, ... We're very concerned about this situation.

We do not anticipate a crisis in the market. We expect some of Allstate's competition will take advantage of this and pick up some of the business.

Continue to investigate with the Attorney General's office allegations of illegal behavior that prevent consumers from getting the best insurance products at the best price.

It's strictly a perception issue.

AIG has today acknowledged that the company over a period of years intentionally misled investors, regulators and policyholders about the company's financial condition and operations.

We have expressed to Allstate that we are extremely dissatisfied with their decision to non-renew.

The Insurance Department will continue to investigate with the Attorney General's office allegations of illegal behavior that prevent consumers from getting the best insurance products at the best price.