You can borrow more, but you still have to pay it back.

The jury is still out. You don't necessarily run the village as a business. You're not here to make a profit or earn a rate of return. You're here to provide services and take care of cash flow as necessary.

In theory, meeting those standards should help you run the village more effectively. It would allow you to align total revenue with the true costs associated with providing services, including depreciation on buildings, streets, and curb and gutters.

The real indicator to me is what do you have coming up in the next five years in your capital plan.

That's still at the higher end of where most of my clients are, but I don't see any real indicator here.