Barge shipping costs have exploded. Right now, barge freight has traded at a record high, from the Ohio (River) to New Orleans.

That doesn't mean we'll make a decision, but we may decide to take the next step.

Everything going through the port is so vital, so you know they have to get it up and running as quickly as possible. It's such a high priority item.

I think their real interest is using the partner bank in China to distribute financial products and services that would be very difficult for them to do on their own. If you view the stake as the cost of obtaining access to the client base, it could be worthwhile in the long term as long as those joint ventures turn out to be profitable.

Anywhere from a week on.

We have seen a dramatic turnaround.

Until the board deliberates, I can't say whether or not we will pick one (of the current candidates).

They wouldn't allow the dogs in there.

If this had happened in the third week of September, it would have been sheer chaos.