The main thing, I think, is that the computer user will continue to be the weak link in the security model.
"David Mackey" is a retired National Hockey League player.
He played parts of six seasons for the Chicago Blackhawks, Minnesota North Stars, and the St. Louis Blues. He had 8 goals, 12 assists, 20 points in 126 games.More David Mackey on Wikipedia.
There's an underground economy out there that's trading fraudulent credit card information and extorting money from Web sites.