There is a very aggressive effort within the organization trying to get the capital in. Right now, we just don't have the solution.

We've stopped writing new business in those companies until we get our capital position squared away.

We want to continue being a major player in the market.

The effort is ongoing and certainly very aggressive. But we're talking about millions of dollars here.

Atlantic has taken the brunt of those losses, particularly in 2005.

It's just very simply part of our annual rate filing.

We don't have the capital solution that we need.