"David L. "Dave" Ramsey III" is an American financial author, Radio Personality/radio host, television personality, and motivational speaker. His show and writings strongly focus on encouraging people to get out of debt.

Ramsey's Radio syndication/syndicated radio program, The Dave Ramsey Show (radio program)/The Dave Ramsey Show, is heard on more than 500 radio stations throughout the United States and Canada, in podcast format, on IHeartRadio, a dedicated iOS application, as well as live audio and video on DaveRamsey.com. He has written numerous books including five The New York Times Best Seller list/New York Times bestsellers. His books and broadcasts often feature a Christian perspective that reflects Ramsey's religious beliefs. Ramsey was named the 2009 NAB Marconi Radio Awards/Marconi Award winner for Network/Syndicated Personality of the Year.

Ramsey's company, The Lampo Group, Inc., headquartered in Brentwood, Tennessee, oversees six divisions geared toward financial education.

More Dave Ramsey on Wikipedia.

The average millionaire can't tell you who got thrown off the island last night.

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You will be back here supplementing that appropriation again, again and again.

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This is not a game, ... Debt has become a part of who we are. It's become that spoiled child in the grocery store with their lip stuck out: 'I want it. I want it. I deserve it because I breathe air.' And, well, that's an uphill climb in our culture right now, to go against that and say, 'Hey, let's be grownups here. Let's be mature, learn to delay pleasure, save up and pay for things.'

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Let some one else take the butt kicking on devaluation.

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Consumers got to wake up and just say no.

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I'm not talking about Hitler's boot camp for kids or something. But they do need to learn to work, ... Graduate from high school with something more than the ability to open a bag of Doritos and play Nintendo. That's a bad plan. Work creates money. I meet 54-year-olds that haven't got that one down.

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Jerry, ... do not marry this girl unless you get some premarital counseling. Period.

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For a period of time, you can win financially and later buy whatever you want.

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