The businesses that need to look at health savings accounts are those who are getting killed by health care costs. That's GM to Gene's Coffee Shop. It doesn't matter who you are. It's totally irrelevant the size or shape of your business, because everybody's getting hurt by this.

Even [within] those schools that accept associate's degrees for a teaching position, they typically place greater value as far as compensation formulas on educational experience than they do on work experience. A guy with 30 years of experience as a technician and an associate's degree might not be given pay equal to someone with a bachelor's degree who [has] no technical experience.

There are hardly any schools giving four-year bachelor's degrees in automotive, and that creates a dilemma because you are asking for a person with technical experience and academic experience at a level that the majority of the people you are trying to employ don't have.

The major problem is not, 'There aren't people out there who are technically qualified and gifted enough in the ability to present the information.' [The problem is] they are not compensated equal to somebody that has a master's degree, but has never worked a day in their life in the real world.