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I think Citigroup is one of the best ways to play the rising middle class around the world. It's obviously one of the premiere global plays in the financial services sector. Now with a combination of Salomon Smith Barney and Travelers, it reaches all different aspects of the financial services market and obviously it's a global play.Gregg Hymowitz
Despite the ease of ATMs, we still recommend bringing some of your funds in traveler's checks -- enough to get you through a few days in an emergency. They are quicker to replace than ATM cards if they are lost or stolen, and they're not prone to being demagnetized or gobbled up by a cranky machine.Rick Steves