The Korean banks' intrinsic value has improved since the crisis, but still substantially below the global average. More needs to be done, and one way is to have strong foreign banks have a stronger controlling presence because it changes the whole competitive dynamics.
A home inspector is a generalist who identifies visible existing conditions. They are not acting as specialists in all of the different disciplines that go into the construction and maintenance of a home.
A decline in the savings surplus will pose a long-term risk if public debt is not brought under control.
Not every home inspector is truly qualified to perform an inspection. And it can be tough for homeowners to judge the professional qualifications and experience of a home inspector.
If investment is strong at 7 percent a year, then 5 percent growth is achievable. But business investment depends on a lot of factors, with government policies being one of them. There are certainly restrictions on business investment right now.
The government is now attempting to fashion a more effective tax policy to rein in the budget deficit and contain debt.
Generally speaking, if you're going to divide a pie, it's better to have a bigger pie. It's only natural that if the country gets richer, there are more demands from citizens for greater social benefits. But the best solution would be to balance the demand for social welfare services with the ability to grow the economy up to its potential growth rate.
(The six-party talks) looked like a breakthrough in September 2005, but based on the subsequent interpretation of that by the Korean Foreign Ministry, there is a lot of uncertainty as to where we are.
Like doctors with specialties, professional appraisers and home inspectors can see things that their customer typically cannot. It's vital that both professionals be involved in the process.
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