Sid Davis
FameRank: 4

"Sidney "Sid" Davis" was an American director and producer who specialized in social guidance films.

More Sid Davis on Wikipedia.

We have an epidemic of credit card debt in this country, especially among 25- to 35-year-olds. So giving up the use of credit cards is one of the most effective sacrifices many people can make to contain their spending and work toward homeownership.

I believe the wide range of cases and legal matters I've handled throughout my career make me a strong candidate for the position.

In truth, the listing agent may give out more information than you'd expect about his clients' plans. If they've got to get out of town fast for a job transfer, you can be somewhat more assertive in the price you bid.

The very best numbers tell you how long a typical house in the community goes from listing to sale. Realtors call these 'days-on-market' statistics. They're easy for your agent to get.

If the typical seller got 102 percent of what he asked a month ago -- but now gets just 88 percent -- you know that prices are softening.

If you were to parachute into a city in search of the best mortgage people, you'd be smart to ask the attorneys and other people who do the closings for lots of local deals. They work with lenders on a daily basis. From these folks, you'll soon be hearing the same lenders' names repeated over and over.

In a cooling market you could make a bid under asking price that you wouldn't consider making in a heating-up market, where competition for houses is fierce.