Additional capital is required to support Merchants Bank's continuing rapid growth.

Japanese banks are reporting some meaningful profit figures, Korean banks are improving their risk management techniques and in Taiwan, the regulatory regime appears to be changing for the better, although politics on the island may prove a stumbling block.

China Top 50 Banks. Capitalization across the system is improving but still low. The resolution of the nonperforming asset problems of the major banks will further improve system capitalization and make good the shortfall in loan loss provisions.

The volatility of Hong Kong's property sector places an added burden on its financial institutions.

Indian and Indonesian banks, like Chinese banks, are benefiting from favorable economic conditions.

We see CCB as a bank on the move. But it remains a work in progress. There is still a lot of ground to cover.

There are restrictions on city commercial banks on where they can operate... But through merging together, they can expand their business scales.

We are optimistic about cooperation between Chinese banks and foreign strategic investors because the banks are committed to reform.