You know, you are the only financial institution that can't produce a balance sheet or a cash flow statement with their earnings, Thank you very much, we appreciate it ... asshole.

If this is correct, your shareholders should be outraged that such a transaction was not consummated.

It sort of feels like the better-paid employees are not eating the same cooking that the shareholders are.

The business is doing better and the performance is strong and the flows are improving, but you've got negative operating leverage.

You're the only financial institution that can't produce a balance sheet or a cash flow statement.