Everybody knows you have to buy low and sell high but it's hard to do that. You have to have nerve to do that.

It's probably a good investment that's having a hard time. Think of the market as the culprit.

I tell clients to expect returns of 8 percent.

There's a very important neurological connection. Your mind connects money with money.

No matter how much you love the company, Wall Street won't love it as much as you do.

Money you don't see you won't spend. People who want to retire before the traditional age have got to have more than traditional retirement accounts.

Think about carrying them through. A lot of people make resolutions in January and by February they're gone with the wind.

People need to make a resolution to stop thinking about saving as deprivation. It's money for the future. We look at saving as a rather grim exercise rather than realizing that it's going to bring joy to our lives later on.

Saving and investing and being prudent about your portfolio is going to get you to the point where your money works for you.