To go somewhere else for your senior year would be really hard.

I think most people see their homes as somewhat transitory, and they're almost resigned about it. Say you have a house that's worth $1.3 million. Is it a reasonable expectation that you'll ever pay it off? Probably not. The most people hope for is that someday they'll sell it for a profit or leave it to the kids, who might have to sell it but will maybe make a little money.

Geographically the expansion of it will occur over time as well.

We have to figure out ways to make sure students feel more welcome here.

It meant you were the sort of person who couldn't pay your bills -- that you were living above your means. Taking out an equity line has become common, prudent, easy.

I am looking forward to the opening. This is a great opportunity for people to plant stuff and our gardens have been full every year.

It's not a network that we're going to build in a six month or a 12 month period.