With hundreds of employees bringing their children to work at Chase Tower Thursday, it's a perfect opportunity to not only teach kids about earning money, but also about managing it.

In 2005, American consumers spent all their disposable income and also depleted their savings, resulting in a negative personal savings rate for the first time in decades. Chase wants to help reverse this trend for future generations. One important way to do that is to teach children about saving as soon as they are old enough to understand the basics of money.

There are some decisions made historically that we would undo if we could.

It's all bedrock way down.

I suspect that this report shows more determination to take action than we have seen in the past.

You're going to always have volatility in investment banking earnings. But retail generally will be more consistent.