Dementia, which includes Alzheimer's disease and other cognitive problems, may impair seniors' judgment as well as their memory. That's when, with an older adult's input, a caregiver can intervene to promote a safe environment and help ensure quality of life.

Finally, transportation is a big challenge for those seniors who are forced to give up their keys. Communities can offer the best programs in the world, but if you can't get the individual there, what good are they?