The sooner you start the more flexibility you have.
Don't buy insurance you don't need.
A college education isn't so ridiculously out of whack. It ain't cheap, but it's not as expensive as people think either.
It's a bad idea. Credit insurance is a rip-off because it's very expensive and you get very little for it. Make sure you have enough life insurance to cover your debts, such as the mortgage, credit cards, and your children's education. Many people use term insurance for this specific kind of thing.
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