Get references from the people you know, and in the end you should trust your gut.

You have the convenience of one statement, but you're not limited to one company.

If you have cash, you have options and you can take advantage of the mistakes and misfortunes of others.

There's a lot of wealth that people didn't expect from stock options, ... People think they have a lot of risk tolerance, but when the market is going up, where's the risk?

One guy said, 'I have a hard time buying my wife roses when it's her money.' .

Another factor is maybe the wife would want to step off the fast track if the stay-at-home dad dies, ... Obviously that would be a loss of income for her, too. So insurance could help make up the difference.

I would look for the best investments wherever I can find them.

People want to buy the sizzle, ... They want to see if they can beat the market.

So there's another motive for recommending these people, ... I think it's incredibly confusing for investors.