Yields will be lower in six months. The economic statistics will start to show a slower growth path.

It's a bigger game of chicken ideally designed to get everyone at the negotiating table.

Getting rid of GMAC wouldn't get GM itself back to profitability but what it would do is buy them some time and that's critical in this business. They need some time to get some decent product to the marketplace.

It is a realization that there are inflation headwinds out there.