We want to make clear to patients, in an elective (non-emergency surgery) setting, that it's OK to discuss all this beforehand and ask, 'What's that gonna cost me?'

There was not a lot of second-guessing by Blue Cross. The hassle factor was almost zero.

It has hurt the organization that he didn't stay there, ... but Habitat the corporation decided that it was just too dicey even if there wasn't enough in the allegations to substantiate them. Also, I think Millard and Linda Fuller, the entrepreneurs didn't feel warm and fuzzy about the move to a corporate approach to a not-for-profit entity.

There is something amiss when that many doctors suddenly say, 'We're quitting your panel,'.

We played ball for years. We're not greedy doctors. But the administrative burdens outweigh the benefits of being in the network.