What we are seeing is more than a summer phenomenon but a worsening of investor sentiment. People are continuing to be quite concerned about the state of economy and the markets. This is causing them to hold back their investing activity.

I think it would be irresponsible to speculate at all that this was some sort of attack.

We're still investigating the cause of this problem.

There's been no impact on our customers.

I don't think we're anticipating any changes in physical presence.