The disparity is huge, it's enormous, $3 a pack and counting. It [the lawsuit] is nothing more than trying to attain some equity here, level the playing field. It is not anti-Indian.

Obviously, we disagree with the ruling and will consider an appeal at the appropriate time. However, these three insurers' coverage amounts to a total of $112 million per occurrence, so that limiting these insurers to a single occurrence does not have a material effect on the overall amounts of $6.7 billion to be recovered in the litigation.

Many other tenants also lost people, and they did not force us to go to this extent to collect.