Basically, the concern of NAPFA is the extraordinary expense often associated with these insurance policies, ... The problem with a lot of these high cost products is that they attempt to push hot buttons with consumers. They ask, 'do you want to pay taxes?' Obviously, you don't. But the NAPFA approach is to look at your overall financial picture and do it on an unbiased, non-partial basis.

War gets people thinking about mortality even if they aren't going to be doing any fighting themselves, ... Now's a good time to look at whether you have the right life insurance coverage and to make sure your estate plan is in order.

Now more than ever people's financial futures are in their own hands.

If there is a positive thing to say about war, [it's that] it can be a wake-up call for people to get their financial life in order.

Stock options can overshadow the value of a retirement plan in a heartbeat. I've had clients who made millions by waiting a few weeks.

If you have options all you have is the promise of money. It's like the lottery.

Bad debt is debt that is used to enhance consumption.

It's not like law or medicine where there are extraordinary standards.