The oil rise benefits energy stocks, shares are fairly valued and we expect decent earnings this year.

There are some big concerns about the U.S. economy and the stock market will struggle a bit. Interest rates do matter.

Interest rates matter and there are concerns about the economy. These things make the market more hesitant. Growth is evening out and markets are coming to grips with that.

The possibility of rising interest rates worries investors. For many companies there is a direct effect on their earnings and stocks can also become less attractive to bonds.