In adults who commit serious and heinous crimes, we see some psychopaths who are evil people with evil intent and actually enjoy a degree of pleasure from committing serious crimes, ... We don't see this in children. Children very rarely are evil or bad.

I think the better bet is that we went into a geographical area that has a variant of these germs, that we're not familiar with, that we don't have any inherited immunity to.

My guess is the Fed tightens but, as you know, it's a toss-up ... it's a 50-50 shot.