It's going to be a long process to get (the finance center) back up and running again. We are prepared to operate elsewhere for the first couple of months.

We have a very friendly relationship with Japan and we've wanted to resolve this through the negotiation process rather than retaliation.

Japan has taken a number of positive steps, but they've been small tentative steps and they've been painfully slow.

Are we really serving people when we have some offices that are only open a few hours a day, or that don't have full-time employees? That's a good question to ask, when we have offices where it's costing us $2 for every dollar of benefits that we're delivering.

We all sense the urgency of coming to a positive result by the time we get to Hong Kong, and certainly that's what the two will be discussing -- how we can achieve that. We all want this objective here.

We have some folks who have a suitcase with them, and they have lost their homes, and they are still working.

They're going to be talking about the U.S.-EU approach and proposals in the World Trade Organization. We're trying to find a lot of common ground so we can move the process forward.

We don't know whether there is need for additional rule making or for guidance to the industry.