I don't believe in paying outrageous amounts to have someone do something I can do on my own.

I want to have a million by the time I'm 45, or more of course. But the only way I can achieve that is by either finding a higher paying, more challenging job or changing my investment portfolio. I am currently not where I should be, salary-wise.

I try to save as much as I can, but I don't deprive myself of what I want or need.