An elderly person/couple or woman with young children.

Working together we will create the new Commerce Virtual Private Bank, the next great idea in building customer relationships. Our dynamic Virtual Private Bank will enable our customers to bring all of their Commerce assets together and link them to the assets and liabilities they have with any of more than 3,400 financial providers around the world.

As of this date, we haven't received any correspondence asking for our help.

I am surprised that folks in general seem a bit peeved that their minimum payment may soon be rising. I think it is a wonderful thing, frankly the first real pro-consumer move this industry has made in my adult lifetime.

The surge in personal bankruptcy started a few years ago and has been building.

The Doctor's Always In.

It was the most nonjudgmental place I've ever been around, ... It was a cut-off and T-shirt place. It wasn't a posh bar where people cared what you wore or what you did.