Mortgage lending is an opportunistic business and when business declines, the instinct is to consolidate to become more efficient, and that is what we are seeing.

224

With job loss and credit quality as it is, you would think demand for housing would be more depressed, but it has remained remarkably resilient.

221

In order to purchase a home, a lot of people have to resort to risky mortgages.

211

There is a strong push among immigrants to purchase homes. About a decade ago, this country had a surge in immigrants who have only recently begun the home buying process.

177

It's pretty clear that housing is slowing. Rising mortgage rates and the very fast rising homes prices are constraining home buying. Homes are still considered affordable, but not as much so as a year ago.

177

I do not think this is indicative of housing being strong, but rather that fact that people are expecting rates to rise and they are taking advantage of that.

175

I think we'll continue to see weaker housing starts, but the slowing will be more modest than the 8% decline we saw in February.

166

We see a slowing in home-price appreciation. But some markets could see a significant decline.

122

During the holiday-shortened week, the MBA may have overcompensated its seasonal adjustment of the data.

118