I think they have kept some of the decision making at the local level. That's always a real critical component to success for a community bank.

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But when it comes to providing community-banking level services, it's been a peer for many years. This deal enables Bank of North Carolina to leapfrog into becoming a player in Greensboro with no overlap concerns and without the expense of opening branches there.

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This deal gets Bank of North Carolina closer in asset size to some of its $1 billion peers in the Triad.

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