The tax code is set up so that you can get these refundable credits. The average refund is again anywhere from $1,000 up to $4,300 for a single family.

Nobody should consider going onto post secondary without completing the FAFSA form. And it's first come, first serve, so the money starts getting pulled out, starting Jan. 1.

What we do is we step in and we help them get a leg up, because an average refund is about $1,300.