If you can't afford to buy something, don't put it on the credit card. Put them in a drawer. And pay as much as you can on them, every month. I've even advised people to get a second job. Go work for UPS for three or four months if you have to, but get them paid off.
"Barry Armstrong" is a former Australian rules footballer who played with Carlton Football Club/Carlton in the Australian Football League/VFL during the 1970s.
Armstrong was a versatile player, used most often as a centreman and ruck rover. Twice a premiership player with Carlton, he is a member of the Carlton Hall of Fame.
More Barry Armstrong on Wikipedia.This is definitely the time of year to get things started. For some people, it's a bitter message. There are things that you don't like doing. But they have to be done.
We have 10 employees at my firm, and we have a matching 401(k) plan. We discovered three out of the 10 people were eligible for a 401(k) and weren't even using it at all. And we're financial planners. It's absolutely critical to have.
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