It's really important to make sure everything in that credit report is accurate.

The old standard advice: Don't give out personal information on the web unless you know who you're talking to; don't download emails if you don't know who they're from; be careful about downloading and opening links unless you're sure you know who they're from.

Your user ID, your password, if you're purchasing anything online, credit card numbers, bank account numbers, et cetera. All of that is being recorded and retrieved.

It's the latest way of retrieving personal information by criminals.

This is how we keep track of this kind of scam and how we may be able to actually find people who are behind this kind of scam, and see that they're prosecuted.

I would not take necessarily at face value some real high thread counts.

And that's it. That is where you should get your credit report.