"Sister Ann Fox" is a Nun#Roman Catholic/Roman Catholic nun, social activist and expert in educational enrichment. She is co-founder and previous executive director of the Paraclete Foundation. She teamed with Barry T. Hynes to create the Paraclete Foundation to provide educational enrichment for at-risk children in South boston/South Boston. The Paraclete Foundation, along with South Boston mothers known as the Stella Maris Group created the Paraclete Academy in 1997. The academy is housed in the former St. Augustine’s convent. The Paraclete Academy focuses on elementary and early middle school aged, at-risk children. The Paraclete Academy provides after school enrichment programs in the South Boston community that aims to erase the education disparity between inner city children and their more affluent peers. By Sister Ann’s retirement as executive director in 2012, nearly 1,000 local children had participated in the Paraclete Academy’s programs and over 70 young college graduates had volunteered as full-time teachers in residence.

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We've seen people pay $2,000 over blue book.

It's kind of like a shell game. They'll move the profit around so you won't be able to find it.

The rule of thumb is that for every complaint that is filed there are probably a hundred or so people who have the same problem but they haven't complained because they don't think it would make a difference.

A lot of people assume the worst and don't try, ... You shouldn't give up without trying to see if you can get a loan at a more favorable interest rate.

Exorbitant bank fees boost the cost of banking for consumers who struggle to make ends meet.

Internet payday loans are dangerous for cash-strapped consumers, ... They combine the high costs and collection risks of check-based payday loans with security risks of sending bank account numbers and Social Security Numbers over web links to unknown lenders.

I think what you see in the bankruptcy rate is just a result of everything piling up on people, ... I suspect it is just a cumulative effect of an unbudgeted jump in expenses for daily living.

Wouldn't you like to write checks when you don't have any money in the bank? ... It's tempting. It's just that the consequences are bad.

Consumers are leveraging their future on the expectation that the economy will stay good and that they'll be able to repay these loans without a lot of difficulty, ... In a perfect world, that would be OK, but we know the economy has cycles and eventually it may not be so easy to carry this debt.