It's what's causing the funding problem we're having in the budget. We should keep that in mind as we pass these multitudes of tax breaks.

There are going to be a lot of pressures, obviously. But the time to build up the reserves is the good times; if we don't do it now, we're going to be in big trouble in the next recession.

If we get (the savings), fine. If we don't, we have a hole.

If this goes to the extent that supporters want it to, I think it will have a negative effect on the health-care system.